UAE Final Settlement Calculator Estimate Your Final Pay
Estimate your UAE final settlement in AED with an itemised breakdown of end-of-service gratuity, outstanding salary, unused annual leave, notice pay, other dues and deductions. Enter your employment details to see how each amount contributes to your estimated final payment.
Free Estimate · AED Currency · Editable Inputs · Calculation Assumptions Shown
UAE Final Settlement Calculator
Use this UAE Final Settlement Calculator to build an indicative final-pay statement for an employee covered by the standard UAE mainland private-sector framework. Enter your basic salary separately from your full monthly wage because different settlement components can use different wage bases. Results are estimates, not an official employer calculation or legal ruling.
Basic salary is used for the standard gratuity and leave-pay estimates. Full monthly wage is used here for the final-month salary and unserved-notice estimate. Check your contract and applicable rules before relying on any wage basis.
Estimated Final Settlement
Net Indicative Amount After Entered Deductions
What Can A UAE Final Settlement Include?
A final settlement is broader than gratuity alone. Depending on your contract, employment status and applicable law, the closing account may combine wages still owed, leave pay, end-of-service benefits and other contractual entitlements, less deductions that are legally permitted.
| Settlement Component | What It Represents | Typical Calculation Input |
|---|---|---|
| Unpaid Salary | Wages earned but not yet paid by the end date. | Unpaid days and applicable wage basis. |
| Gratuity | Eligible end-of-service benefit for qualifying employees. | Basic wage and qualifying service period. |
| Unused Annual Leave | Payment for eligible accrued leave that remains unused. | Remaining leave days and applicable wage basis. |
| Notice Pay | Potential compensation where notice is not served and payment in lieu applies. | Unserved notice days and relevant wage basis. |
| Other Dues | Confirmed commissions, reimbursements or contractual amounts. | Documented amounts actually owed. |
| Deductions | Amounts that may lawfully be deducted from amounts due. | Verified and permitted deductions. |
How UAE Final Settlement Is Estimated
The UAE Final Settlement Calculator adds the values entered for outstanding salary, eligible gratuity, unused leave, notice pay and other confirmed dues. It then subtracts the deductions you enter. This itemised approach helps you compare an employer's draft statement with your own employment records.
For the standard mainland private-sector gratuity model, the official government guidance describes a benefit for eligible foreign full-time employees who complete at least one year of continuous service. The calculation is based on basic wage, not the entire package of housing, transport and similar allowances. The standard formula uses 21 days' basic wage per year for the first five years and 30 days per year after that, subject to the statutory cap and eligibility conditions.
Service dates matter. Unpaid absence days are excluded from the service calculation under the standard framework. This tool subtracts the unpaid absence days you enter from the calendar-day interval between your selected dates, then estimates the relevant fraction of a year. Actual service calculations can depend on precise records and applicable implementing rules, so use this result as a planning figure rather than a binding determination.
Other final-pay components do not necessarily use the same salary basis as gratuity. The calculator separates basic wage from full monthly wage so you can see the assumptions. Where the legal basis is unclear, confirm the relevant wage definition with your employer, MOHRE or a qualified adviser.
Information To Gather Before Calculating
Employment Dates: Use the documented first working day and the employment end date, not an approximate month or year.
Basic Salary: Check the basic wage in your latest applicable employment contract or wage records.
Full Monthly Wage: Enter the agreed full wage only for components where that wage basis is appropriate.
Leave Balance: Verify accrued and unused annual leave from the employer's record.
Notice Arrangement: Enter only notice days that are actually payable in lieu rather than days already served.
Adjustments: Keep evidence of salary arrears, commissions, advances, loans or other confirmed amounts.
Factors That Can Change Your Final Settlement
Two employees with similar salaries may receive different closing amounts because their service histories, leave balances, notice arrangements and legal frameworks are not identical.
Length Of Service
Qualifying service affects gratuity. The standard private-sector formula has different daily-wage multipliers for the first five years and later years, and unpaid absence can affect the service period.
Basic And Full Wage
Basic wage and total wage are not interchangeable. The applicable legal rule and contract determine the basis for each settlement component.
Unused Leave Balance
Accrued leave, leave already taken and the correct encashment basis can all change the leave amount. Verify the final balance with HR.
Notice Period
The contract and applicable law determine the notice requirement. Payment in lieu should not be added automatically when notice has been fully served.
Outstanding Amounts
Unpaid wages, earned commissions or agreed reimbursements may affect the closing statement if they are actually due and supported by records.
Employment Framework
Federal mainland rules do not automatically cover every government role, financial free zone, pension arrangement or alternative savings scheme.
How To Use The UAE Final Settlement Calculator
Follow these steps to prepare a consistent estimate. The quality of the result depends on accurate employment dates, wage figures and balances rather than on the number of fields completed.
Enter Your Employment Dates
Select your documented start and end dates. Ensure the end date reflects the termination date relevant to your contract and records.
Enter Both Wage Figures
Enter monthly basic salary and full monthly wage separately. Do not add allowances into the basic salary field unless they legally form part of basic wage.
Record Unpaid Absence
Enter unpaid absence days excluded from the service period. Leave the field at zero if no such days apply or you have no confirmed figure.
Add Outstanding Pay And Leave
Enter the final-month unpaid days worked and eligible unused leave days using your payroll and HR records.
Review Notice And Adjustments
Include notice pay only where applicable. Add confirmed dues and deductions rather than speculative or disputed values.
Calculate And Check The Breakdown
Select Calculate My Settlement, review each line and compare the result with your employer's statement and the applicable legal framework.
UAE Final Settlement Calculation Example
The following simplified example illustrates how different settlement components can be combined. It is not a universal entitlement example and does not determine the correct result for every employment contract.
| Component | Illustrative Assumption | Example Amount |
|---|---|---|
| Basic Monthly Wage | AED 8,000 | Input used for gratuity and leave estimate |
| Full Monthly Wage | AED 12,000 | Input used for selected wage-based items |
| Daily Basic Wage | AED 8,000 ÷ 30 | AED 266.67 |
| Unused Leave | 10 days × daily basic wage | AED 2,666.67 |
| Final-Month Salary | 15 unpaid days × AED 12,000 ÷ 30 | AED 6,000.00 |
| Other Dues And Deductions | Assumed zero for this example | AED 0.00 |
How To Read This Example
The example shows why entering the correct wage and remaining leave balance matters. The leave amount shown is a simple illustration using 30 days as the monthly divisor; the actual statutory or contractual calculation must be verified. The final-month salary estimate similarly depends on the correct number of payable days and wage basis.
Gratuity should be calculated separately from the qualifying service period and applicable basic wage. It cannot be derived reliably from the salary figures alone. The calculator uses the selected dates and entered unpaid absence to produce an indicative gratuity figure under the standard model, subject to eligibility and statutory limits.
Do not treat the example table as a promised payment or assume that all components apply in every case. For a real settlement, compare the employer's calculation against the signed contract, final payslip, leave record and official guidance. If the employer uses a different formula, ask for the legal or contractual basis in writing.
How End-Of-Service Gratuity Is Calculated
Under the standard federal private-sector framework, eligible full-time foreign workers who complete at least one year of continuous service can qualify for end-of-service gratuity. The official UAE Government guidance describes 21 days of basic wage for each year of the first five years, followed by 30 days of basic wage for each additional year. Fractions of a year may be calculated proportionately once the minimum service condition has been met.
The standard calculation is based on basic wage rather than a package that includes every allowance. The full benefit is subject to a cap of two years' wage, and amounts that may lawfully be deducted can affect the payable balance. Unpaid absence days are excluded from the service calculation under the standard rule.
The calculator estimates gratuity by dividing basic monthly wage by 30 to obtain a daily figure, applying the 21-day rate to the first five years and the 30-day rate to qualifying service after that, and capping the estimate at 24 months of basic wage. This is a practical model, not a substitute for checking exact statutory treatment of dates, eligibility and service history.
Gratuity Formula Used By The Estimator
Daily basic wage: Monthly basic salary ÷ 30.
First five years: Daily basic wage × 21 × qualifying years within the first five-year band.
Additional years: Daily basic wage × 30 × qualifying years beyond the first five years.
Maximum cap: The standard model limits the gratuity estimate to 24 months of basic wage.
What This UAE Final Settlement Calculator Does Not Decide
A calculator can organise the numbers you enter, but it cannot determine every legal question that may affect your final payment.
Government Employment
Government employees may be covered by different employment, pension or end-of-service rules. Do not assume the standard mainland private-sector formula applies.
Special Free Zones
Some financial free zones and other jurisdictions have their own employment regulations and benefit arrangements. Confirm the governing framework first.
Alternative Savings Schemes
Employers participating in an approved alternative end-of-service savings scheme may use a different mechanism for benefits accrued under that scheme.
Disputed Deductions
The calculator subtracts the amount entered but cannot determine whether a proposed deduction is lawful, properly evidenced or enforceable.
Complex Leave Balances
Carry-over, leave taken during notice, special leave arrangements and payroll adjustments may require a more detailed review of records and rules.
Legal Disputes
Where a claim is contested, the relevant authority, court or qualified adviser must assess the contract, evidence and governing legislation.
Related Calculators For UAE Employees
Use related tools to understand pay, contract details and employment costs. Each calculator serves a different purpose, so check the assumptions on its page before comparing results.
Review how basic salary compares with the total salary package.
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Explore Calculator ↗ UAE Leave Salary Payment CalculatorReview leave-related pay and the wage inputs that may affect it.
Explore Calculator ↗ UAE Notice Period Pay CalculatorExamine the possible pay impact of notice arrangements.
Explore Calculator ↗ UAE Salary Proration CalculatorEstimate salary for a partial pay period using entered dates or days.
Explore Calculator ↗ UAE Unpaid Leave Deduction CalculatorReview how unpaid leave can affect a salary calculation.
Explore Calculator ↗ UAE Hourly Wage CalculatorConvert wage details into an indicative hourly pay figure.
Explore Calculator ↗Check The Rules Before You Sign
Keep your final statement, employment records and written clarification of any disputed item. For official guidance, consult MOHRE or the authority responsible for your employment framework.
UAE Final Settlement Calculator FAQs
These answers explain the calculator's general assumptions. Your contract, applicable legislation, employment records and relevant authority take precedence over a generic estimate.
What Is A UAE Final Settlement Calculator?
It is a planning tool that combines potential end-of-service gratuity, outstanding salary, unused leave pay, notice pay and other entered amounts, then subtracts entered deductions to estimate a net closing payment.
Is The Calculator An Official UAE Government Tool?
No. It is an independent estimate. For official guidance on private-sector end-of-service benefits, consult the UAE Government portal or MOHRE and verify the rules that apply to your employment.
How Is UAE Gratuity Normally Calculated?
For eligible full-time foreign workers covered by the standard federal private-sector framework, the basic-wage formula is 21 days for each year in the first five years and 30 days for each additional year, subject to eligibility and the statutory cap.
Does Gratuity Use Basic Salary Or Full Salary?
The standard federal private-sector gratuity formula uses the last basic wage. Allowances such as housing and transport are generally not included in that basic-wage calculation. Other settlement components may use a different basis.
Can I Receive Gratuity If I Worked Less Than One Year?
Under the standard full-time foreign-worker framework described in official guidance, gratuity eligibility generally requires at least one year of continuous service. Other employment arrangements may have different rules, so check the framework governing your job.
Are Unpaid Absence Days Counted For Gratuity?
Official guidance states that unpaid absence days are not included in the service period used for the standard gratuity calculation. Enter only the unpaid absence days supported by your records.
Does The Calculator Include Unused Annual Leave?
Yes. Enter the unused leave balance to produce an indicative leave-pay amount. The result depends on the eligible balance and the correct wage basis under the applicable law and contract.
How Is Unpaid Final-Month Salary Estimated?
The calculator multiplies the number of unpaid days worked in the final month by the entered full monthly wage divided by 30. This is an illustrative method; verify the correct wage basis, pay-period rules and actual unpaid days before relying on it.
Should I Include Notice Pay?
Enter notice days only if payment in lieu is applicable to your circumstances. If you served the required notice in full, do not add notice pay merely because the employment ended. Confirm the contract and applicable law.
Can An Employer Deduct Money From Final Settlement?
Some deductions may be permitted under applicable law, but not every proposed deduction is automatically valid. Enter only amounts you want to model and verify the legal basis and supporting documents before accepting a deduction.
Is The Two-Year Gratuity Cap Applied?
The standard federal private-sector gratuity rules cap the total gratuity at the equivalent of two years' wage. The calculator applies a cap of 24 months of basic wage in its standard model, but special arrangements may differ.
Does The Calculator Cover UAE Nationals?
It should not be assumed to calculate benefits for UAE nationals correctly. Official guidance says national employees' end-of-service benefits are governed by the applicable pension and social-security legislation. Check your own scheme and employment status.
Does It Cover DIFC Or ADGM Employment?
Not specifically. DIFC, ADGM and other special jurisdictions may have separate employment laws or benefit arrangements. Use the law and official guidance that govern your particular workplace rather than relying on this standard federal model.
When Should Final Entitlements Be Paid?
The UAE Government portal states that, under the federal private-sector framework, employers must pay wages and other entitlements within 14 days from the end of the contract. Confirm whether another legal framework applies to your job.
Why Does My Employer's Figure Differ?
Differences can result from service dates, unpaid absence, wage definitions, leave balances, notice arrangements, deductions, an alternative scheme or a different governing law. Ask for an itemised calculation and compare it with official guidance.
What Should I Do If My Settlement Is Disputed?
Keep your employment contract, payslips, leave records, termination letter and the itemised settlement. Request a written explanation of disputed items and contact MOHRE or the relevant authority, or seek qualified legal advice when necessary.
Verify Your Final Settlement With Official Guidance
This UAE Final Settlement Calculator is intended for financial planning and understanding a possible final-pay breakdown. It is not a statement from your employer, legal advice or a decision by a government authority. A numerical result does not establish that every component is payable in your circumstances.
For the standard federal private-sector framework, begin with the UAE Government's end-of-service guidance and the relevant provisions of Federal Decree-Law No. 33 of 2021, including the provisions on end-of-service benefits and payment of entitlements. The official text and any applicable amendments should be consulted when a detailed legal question arises.
Before signing a final settlement acknowledgement, check whether the itemised statement reflects the money actually due and whether any deductions have a valid basis. If an amount is missing or unclear, request a written explanation and use the relevant official complaint or dispute process where appropriate.
Authoritative References
- UAE Government: End-Of-Service Benefits For Private-Sector Workers
- MOHRE: Federal Decree-Law No. 33 Of 2021 And Amendments
- Ministry Of Human Resources And Emiratisation (MOHRE)
Official references should be checked for current provisions and jurisdiction-specific details. This page does not promise a particular result or replace an individual review of employment documents.
Prepare For Your Final Pay With Clearer Numbers
Use the UAE Final Settlement Calculator to organise your wage, service dates, leave balance and potential adjustments. Then verify the itemised estimate against your employment records and the official rules that apply to you.
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